Best mortgage advisor

A&H Finance: award winning and highly reviewed

A&H Finance belongs to the 150 best mortgage advice offices in The Netherlands in 2023, according to the AM Advieskeuze Topselection. On top, in 2022, A&H Finance has been awarded with the FD Gazelle Award by the Financiaal Dagblad (financial newspaper) for the fourth time. Since 2013 clients of Independer awarded A&H Finance for five consecutive years as best mortgage adviser of the Netherlands.

Naturally, we are happy with these great awards, buy even more happy with our satisfied customers!

AM Advieskeuze Topselectie: A high review score and popularity

November 2023: A&H Finance belongs to the Top 150 of AM’s Advieskeuze Topselection. In November 2022 A&H Finance was valued as second-best leader in the the Amsterdam region.

Of the 7.000 mortgage advices offices, we are one of the 150 leaders in the Netherlands that rank high on reviews, profile strength, activity and popularity. A great appreciation next to our average customer review score of 9.9.

Advieskeuze Award Topselection 2023
Advieskeuze Award Topselection 2023

FD Gazelle Award: One of the fastest growing companies in the Netherlands

As being one of the fastest growing companies of the Netherlands, A&H Finance has for the fourth time been awarded with the FD Gazelle award.

The growth of A&H Finance is partly due to the combination of brokerage, mortgage advice and tax advice at Amsterdamseweg 71. We moved to Amstelveen in May 2022. A unique combination of knowledge and expertise that is highly valued. We are looking forward to welcoming you at our office and help you with your housing questions, financial and tax issues.
A&H Finance already had the privilege to receive this award in 2017, 2018 and 2021 as well.

A&H Finance winner FD Gazelle 2022, 2021, 2018, 2017
Independer award best mortgage advice of the Netherlands

Independer: “The best mortgage advice in the Netherlands” for five consecutive years

We had the privilege to call ourselves “Best mortgage advice office in the Netherlands” for five years in a row. In 2013, 2014, 2015, 2016 and 2017, we were recommended as best mortgage adviser by visitors of the comparison website Independer.nl. Never before has a mortgage broker won this national price five times in a row!

A&H Finance already started with clear and transparent pricing way before banks started with this.
Cooperation with you and two persons of our office on your mortgage is key in our service. We want you to be happy with the mortgage and the service we provide.

This price is no longer awarded by Independer.

Happy and satisfied customers

AH Finance
5.0
Based on 460 reviews
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Araceli Muñoz ManzanoAraceli Muñoz Manzano
14:43 25 Mar 24
Great service, the team from AH always help me through the process with all the questions I had. Responding super... quickly and jumping to calls at any tine was neededread more
Edward DavidsonEdward Davidson
08:55 25 Mar 24
Really good experience with Berry, Kim and the rest of the team. Very friendly and always went the extra mile to help... us out :) Highly recommend their services.read more
Eelco De KoningEelco De Koning
09:58 06 Mar 24
Jarcka RampenJarcka Rampen
13:05 02 Mar 24
Very pleasant contact. Kim was easily accessible, fast, clear and helpful. I would definitely recommend!
Algy BlaauwAlgy Blaauw
17:31 27 Feb 24
A&H Finance is a great place to get help to apply for a mortgage if your income is from the USA. The only bank that... you can get a mortgage with is with ABN and A&H finance has a very good relationship with their financing arm. Paul Overheem help us flawlessly... highly recommended. Again thanks Paul for your timely and help to flawlessly execute the mortgage process with ABN.read more
Ilia ShulginIlia Shulgin
09:41 27 Feb 24
Huge thanks to Paul and Bas! Their assistance made the mortgage process smooth. AH Finance was recommended to me by a... friend, and I'm glad I took the advice.read more
Joey FremouwJoey Fremouw
10:38 24 Feb 24
After 26 viewings and six offers, we are finally the happy owners of our new house. Over the past year, Iwan has... tirelessly assisted us in our search for the perfect home. His professional expertise was invaluable throughout the entire purchasing process. Whenever we made an offer, he provided us with accurate mortgage cost comparisons, meaning we were always up to date with the latest interest rates. He arranged several loan statements for us and responded quickly, which enabled us to communicate efficiently with the selling party.In addition, the value for money is excellent and he always takes the time to explain everything accurately and guide us. His patience is to be admired, especially because we wanted to understand every detail. We now feel strong and carefree, knowing that we are well insured for the future. With Iwan's guidance and support, we feel like we have made the right choices and can confidently enter the next phase of our lives as owners of our dream home.If we take the next step in the future, we will certainly think of AH Finance again!read more
Christiaan PoolenChristiaan Poolen
12:58 20 Feb 24
Adela KadricAdela Kadric
17:38 15 Feb 24
Iwan helped us fantastically in the process of purchasing a new-build home. After we provided all the documents, the... mortgage was arranged within 1 day! He thinks along with us and takes his time and gives good advice. Very nice in such an exciting process, in which he relieves you of most of your worries. The contact was good. Definitely recommended!read more
Selçuk ErmanlarSelçuk Ermanlar
17:37 15 Feb 24
A huge thank to A&H Finance and particularly Paul as my mortgage advisor for his outstanding support throughout the... mortgage process. His expertise in Dutch housing market and mortgage legislation for expats made me feel confident every step of the way. Highly recommended!read more
Raquel Cruz FalguerasRaquel Cruz Falgueras
12:34 12 Feb 24
This was the first time we bought a house, and going through the mortgage process is always a complicated matter. Also,... being an expat in the Netherlands can make things a bit more difficult than normal. With Ilse and Bas, we always felt their support and guidance during the whole process, by helping us to understand our situation and being willing to find the best option for us.We always got the mortgage approval in a short period, and thanks to their professionalism and availability, we always felt safe and confident during the whole process.Thank you for all your help.read more
Antoine zAntoine z
17:45 26 Jan 24
If you’re looking for a friendly, professional and customer oriented mortgage advisor, do not look any further.Kim has... been guiding us throughout the entire purchase process, and went the extra mile to obtain a mortgage offer on time. I will definitely recommend A&H around me, thanks Kim and Berry!read more
Irina AnculeteIrina Anculete
13:38 17 Jan 24
My fiancee and I bought our first house this summer, and hiring A&H Finance was the best decision we made.We had an... amazing relationship with Paul, who was a tremendous help during the whole process. He thoughtfully guided us through all the decisions we needed to make, and he gave us great advice every step of the way.We had a quick sale process, and we really appreciated Paul’s devotion to help us purchase our first home, and get the best mortgage option for us.We highly recommend their services, they really go above and beyond to help you!read more
Anne StellwagAnne Stellwag
18:11 15 Jan 24
Iwan helped us very well with the purchase of our first home. He was able to answer all our questions and he works... quickly. As a result, we quickly knew where we stood. Very nice in such an exciting time! All in all very satisfied.read more
Farah FarhatFarah Farhat
16:35 15 Jan 24
Berry and Kim were our financial advisors, we highly recommend them! They are very helpful and responsive, they are... always available for insights and clarificationread more
Serap KarasaçSerap Karasaç
19:52 06 Jan 24
I am a first time buyer and worked with Paul for the mortgage. He explained me clearly how things work and helped me to... chose the best option, kept me updated at every step and my mortgage was approved very quickly. It was such a pleasant experience.read more
Thomas Van TilThomas Van Til
11:28 30 Dec 23
Very helpful in gaining an idea of ​​the financial possibilities and impact of buying a house. I always had good and... smooth contact with Iwan, who was able to send clear overviews and helped me and my girlfriend to get a clear overview for the coming decades.read more
Antoinette KastenAntoinette Kasten
07:05 29 Dec 23
Very pleasant collaboration!
Vanessa BoltjesVanessa Boltjes
14:56 22 Dec 23
Very good, goes the extra mile for you. Research everything carefully and compare. Works very quickly and within a few... days we had an answer to the financing we wanted to take out for our new home.read more
Jelle van DalenJelle van Dalen
10:45 22 Dec 23
Had a very nice collaboration with Marcel! Received good and personal guidance during the entire process.
Hengjun ChuHengjun Chu
12:36 08 Dec 23
Very professional staff. The process to application the morgate was very smooth. Thanks Berry and Kim~
Cosmin BondaneCosmin Bondane
15:21 13 Nov 23
Thank you very much for your help in obtaining the mortgage. It was a great pleasure to collaborate with you. The... process was very smooth and fast, and your explanations were very clear and helpful.read more
Iwan ably assisted us in the application process. He goes the extra mile and does not shy away from a challenge. He... inspired our confidence on the way to our dream home. We had pleasant and open discussions to arrive at a suitable mortgage. I recommend Iwan to everyone as an advisor in the home purchasing process!read more
Kshitij Chandra PrasadKshitij Chandra Prasad
10:28 29 Oct 23
Thanks a lot to AH finance- Berry and Kim!We were genuinely pleased with the swiftness with which Berry helped us get... our mortgage approved. The entire process was very smooth with regular check-ins and updates provided by Berry and Kim. They provided crystal clear communication and no back and forth for the documents. Berry provided us with the best options for mortgage providers and also helped us make a call between them. They also answered all our detailed questions expertly and patiently.We have already recommended them to our friends and would definitely recommend them to everyone.10/10 !read more
Helen SchneiderHelen Schneider
08:03 27 Oct 23
Working with Iwan was great, asking for his help was certainly one of the best decisions I made in the exciting process... surrounding the purchase of my dream home.Everything went smoothly and was arranged very quickly. Iwan was always available for questions and his knowledge and good explanation made this major investment feel completely right! I would work with Iwan again next time!read more
Steven VSteven V
07:12 26 Oct 23
Very nice mortgage advisor who helps you with a personal touch!
robin mbaerobin mbae
16:13 03 Oct 23
Alex and Bas of the A&H team were superb in their advice and service. They explained well the process, the needed... documents, timelines, costs and even gave helpful suggestions. Highly recommend A&H Finance for their professional advisory services.5 solid stars!!read more
Lara WeltingLara Welting
09:45 02 Oct 23
Iwan is very knowledgeable and has informed us, as far as we know, everything we needed to know before purchasing our... first home. In addition, he is also a very nice man and, partly because of this, we experienced the process as pleasant.read more
RowanRowan
10:51 29 Sep 23
A&H Finance provided me with exceptional assistance in obtaining a mortgage. Unfortunately, due to the tight housing... market, I was unable to find a house, but A&H Finance did everything possible to obtain a mortgage that suited my situation. During the process of obtaining the mortgage, they were able to realize the mortgage for my slightly more complex purchase guarantee situation at an unprecedented speed. Bas & Ilse, thank you very much!read more
NAZARET VILLANUEVANAZARET VILLANUEVA
08:06 21 Sep 23
MJ KwonMJ Kwon
07:35 21 Sep 23
My husband and I recently bought a house and worked with Alex and his colleagues from A&H finance. Alex is our second... mortgage broker/advisor. Unlike our first mortgage broker/advisor, Alex is very empathetic and really thinks with you about your situation and what would best the best for you. We were able to explore multiple different options, he shared his calculations for all of them, and he explained the pros and cons for each scenario. We also had numerous calls with Alex at and he even helped us fill out a form from the bank (we're pretty sure that's not part of his job) and he was soooo patient with us even when we were asking stupid questions. We think the level of responsiveness, patience, and knowledge is totally worth the 2500 EURthey ask as fee.If you are looking to buy a home and need financing or are just looking for financial advise, we'd highly recommend!read more
Baptist LiefoogheBaptist Liefooghe
14:50 20 Sep 23
SebasSebas
14:25 19 Sep 23
Iwan helped us obtain our first mortgage. This was certainly not a standard request, because we had only just started... as a self-employed person. Iwan really went the extra mile for us to realize the mortgage. All in all it was a complicated process, but the overall experience was good. He was also very extensive in his explanation about mortgages and insurance.Sometimes we had the feeling that we had to figure things out ourselves, but overall we are very satisfied with Iwan's help. Without him we would never have succeeded, that's for sure.Thanks Ivan!read more
Once again an excellent experience with Berry from AH Finance, this time arranging a home equity mortgage quickly and... comprehensibly. The entire family has now moved to Berry...read more
Ecem UstEcem Ust
13:14 05 Sep 23
Excellent service with quick responses and solutions in each and every situation! Glad to have the support from AH... Finance during whole process!read more
Taha HamidiTaha Hamidi
10:45 05 Sep 23
We worked with Alex, he is very nice, he took great care of our file, thank God we bought our house. Thanks for... everything.read more
Eloi OchqueeEloi Ochquee
19:16 30 Aug 23
Very nice personal contact, good communication and always willing to answer extra questions. All in all a very nice... collaboration.read more
Niek MelchersNiek Melchers
16:47 27 Aug 23
Iwan has helped us tremendously in several phases of purchase / sale and for different types of purchase / sale. Always... explained with time and attention what figures are for and where in the process what is needed. Iwan also acted quickly and skillfully in communicating with the parties involved. Very nice and always clear, also about what is not possible.read more
Elliott HaralambousElliott Haralambous
23:27 23 Aug 23
Paul from AH finance gives great advice and was happy dealing with him with matters relating to my mortgage as an... expat. highly reconmend!read more
Ruben TimmerRuben Timmer
19:52 21 Aug 23
I had a great collaboration with Iwan! As novice and ignorant starters, all our often somewhat stupid questions have... been answered extensively; we are super guided through the entire buying process. Thanks!read more
Paul HagensPaul Hagens
11:25 19 Aug 23
Ten years ago I called in AH Finance to my satisfaction when purchasing my first home. The same goes for the purchase... of my second home. It was very pleasant doing business again, this time with Iwan.In recent weeks he has helped us perfectly with appropriate mortgage advice and related insurance. Some reasons to call in Iwan:He is very skilled.He is friendly, patient and takes his time with you.He is easily accessible.He looks at your personal situation and provides real customization.He makes a clear and complete advisory report and provides a very clear explanation.In short, a top mortgage advisor that I will use again in case of a next purchase!read more
Wessel vSonWessel vSon
20:21 11 Aug 23
Very clear, takes the time, continues until the best solution is there.
Laurens ter KoeleLaurens ter Koele
14:35 28 Jul 23
Matt Lewis-GarnerMatt Lewis-Garner
07:05 25 Jul 23
Just brilliant.We chose AH Finance after a recommendation from 2 of my colleagues.We were let down by some many... companies when buying our house (makelaars and notaries), but this is a well desired 5 star review for AH Finance.They took the time to explain their pricing, and how they work, and to understand our personal circumstances and requirements.All of the different mortgage options were explained to us clearly and patiently. A thoroughly professional company, dedicated to good service.And probably most importantly of all, we ended up with perfectly personalised mortgage with an interest rate much lower than we were expecting.Thank you for all of your help.read more
Eva van der LindenEva van der Linden
09:10 09 Jul 23
We are very happy with the advice Paul gave. During the consultations, he took the time to calmly explain everything... and presented various options to us. In addition, he responded quickly to e-mails or telephone calls, just like his colleagues, who jumped in without any problems when Paul himself was not available.read more
Gabriele GiuseppiniGabriele Giuseppini
08:52 01 Jul 23
We've worked with Paul in 2023 for a mortgage for our new house, and had a very pleasant experience. Paul set aside... quite some time to hear our wishes first, walked us through various possibilities with clear explanations, and came back quickly with offers for each of the scenarios we were considering. If we had to sum him up in keywords, these would be clear, quick, and patient.read more
Rituja BakshiRituja Bakshi
08:00 20 May 23
One of the best decisions I took for my house buying — getting a mortgage advisor and via AH finance. I have been one... of those picky house chooser who took the longest time to purchase a house and AH has been my backbone in making that decision. They supported me immensely everytime, anytime of the day and even on the silliest of questions I have had . Their services have been end to end- 360 degree(super impressive) ! Can’t thank them enough , best choice ever made !!!! Bas and Berry you both have been amazing advisors , so thankful and grateful!!read more
Indrani VohraIndrani Vohra
13:08 12 May 23
Alex from AH Finance was my mortgage advisor and he helped me with the right advice along the way. AH Finance is highly... recommended in case you want a competitive interest rate and a smooth mortgage process.read more
Martin PoddevinMartin Poddevin
11:33 23 Apr 23
Since we moved to Amsterdam, we had the pleasure to work 2 times with him already. Paul takes care of all the financial... parts and provides you with great piece of advise.His expertise and experience offer peace of mind and allows you to focus on your house research without worrying about the financial aspect.Working with Paul is great, thanks again for your help.read more
Pierre DassonnevillePierre Dassonneville
16:06 09 Mar 23
Amazing service by A&H finance, with the rapidly change of interest rate, our mortgage advisor made the application at... 10pm the same day we got introduced. Effective service, great advisor. I recommend 200%.read more
Fevzi TorcuFevzi Torcu
09:18 21 Feb 23
We worked with Paul for our mortgage. He was very helpful, very knowledgeable, kept us up to date on every single step.... He also provided us useful resources for other needs when you buy a new apartment so definitely suggest AH Finance!read more
surajeet ghoshsurajeet ghosh
09:02 30 Dec 22
It has been an absolute pleasure working with AH Finance and special call out for Bas who helped us secure our... mortgage. If I could give more than 5 stars, I would have given that. Bas is extremely professional and at the same time very caring and attentive. He explained every step in detail and the whole process was a walk in the park. I not only highly recommend Bas but in future if I ever need a mortgage loan, I will always reach out to Bas and AH Fimance. One of the best loan approval experience ever!!!!read more
Lucas YaridLucas Yarid
18:12 06 Nov 22
I reached out to Berry just after finding a great property and seeking mortgage advice support.Berry went the extra... mile to help us understand how the mortgage works in the Netherlands, which option was the smartest and everything else necessary.He is very friendly and always answers ASAP when help is needed.I can't recommend enough his services.read more
Tijana KrsticTijana Krstic
09:46 01 Nov 22
Paul was recommended to me by a friend, at the moment when I was already half way in the buying process, as the... previous financial advisor truly did not care about my best interest. Due to the bad experience, I was a little bit anxious to switch an advisor mid way, but Paul impressed me since the first few minutes of our initial intake appointment. Paul is kind, down to Earth, extremely professional, quick to respond or answer any questions, and somehow capable of drawing out many different personalized options within less than an hour; more importantly, he is able to explain things in a non intimidating, concise way. I was able to get an amazing mortgage deal at the time when interest rates were rising quickly. I would recommend Paul to anyone!read more
Mohammad KermaniMohammad Kermani
23:07 25 Oct 22
AH Finance was recommended by a friend who had a pleasant experience with them. My first contact with them was to find... out some basic information about the mortgage, and after finding their service to be trustworthy, I signed a contract. What I liked about AH Finance is that they explain complicated financial terms in an easy-to-understand manner, and throughout the mortgage process, they keep in touch with you at every stage. I can't even imagine how difficult it is to get a mortgage without professional assistance. I received assistance from Alex and Kim, and both of them were very pleasant and responsive people. I will use their service again in the future if I need financial advice.read more
Anna NowakAnna Nowak
00:52 14 Oct 22
Great service! Very professional and friendly approach. We had Bas and Paul as our advisors, and there was nothing we... could possibly complain about. The communication was clear and efficient, the financial advice was sound, and the whole experience was much less stressful than expected. Thank you AH Finance :)read more
Alfonso SerranoAlfonso Serrano
17:01 06 Oct 22
Could not be happier with AH Finance. Amazing service and great personalised attention. I had the pleasure to work with... Robbert. Really good experience with him. He supported me 100% from the beginning and my mortgage was ready in 3 days. Definitely I recommend to choose AH Finance with Robbert as an advisor.read more
Valeria FulgaValeria Fulga
08:29 01 Oct 22
We have recently bought an apartment with the support of A&H Finance (Ilse and Bas). I can recommend to anyone the... services of A&H Finance, as they have been extremely supportive and very easy to communicate with. It’s worth all the money as you have all the time someone guiding you through the process with advices.Also, it very beneficial that they have partners that can also help you with the buying and selling process, and all the other bypassing services.read more
Kany KurbanovaKany Kurbanova
15:12 11 Aug 22
We really liked our experience with AH Finance! Great service, great mortgage advisors and very pleasant office! Bas... van Hoorn is an excellent mortgage advisor. Alongside with the help to choose the right mortgage plan for us, he also helped to choose the right different insurance plans that perfectly fit our conditions. In short, everything was clear, smooth and fast. We can't recommend him and AH Finance enough!read more
Garance VidartGarance Vidart
13:25 04 Jul 22
In a time where the real estate market in Amsterdam is extremely competitive and quite stressful, I was offered a... 5-star service from the AH Finance team (Bas in particular) who supported me in my search for an advantageous mortgage. The quality of their service - before, during and after the purchase of my new home - has been impeccable and really helpful. A big thanks to the team, and I highly recommend to anyone in search of quality advising!read more
Marie-Christine PötzlMarie-Christine Pötzl
10:13 06 Jun 22
Excellent experience with Robbert as a Mortgage advisor. It took me over a year to find the right property and he was... extremely patient and took a lot of time to walk me through all the different scenarios. He was always available, really professional and showed a lot of empathy.I can only recommend Robbert.Thanks for supporting me through my journey!!read more
stephanie segauxstephanie segaux
06:56 14 May 22
Super experience with Paul from A&H as mortgage advisor.Paul was extremely patient with us because it unfortunately... took us 9 months to find our house (the buying market isn't the easiest at the moment!) and answered all our questions and guided us along the way.Once we found our house, the mortgage application process was very smooth and fast. Paul was always very responsive and professional.Both my partner and I really recommend him for an acquisition with mortgage!read more
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