Your first house
all-in-one package

Buying, Financing and Tax advice

A complete service for expats that will help to purchase that particular house that meets your requirements and needs, with a mortgage that suits your financial wishes. It couldn’t be easier!

Reach out to us

Your first house
all-in-one package

Broker, mortgage and tax advice

A complete service for expats that will help to purchase that particular house that meets your requirements and needs, with a mortgage that suits your financial wishes. It couldn’t be easier!

A 40% better deal than average prices in the market
All communication organized for you
The most efficient purchase process
Over 375 Five-Star Google Reviews

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This first house package is:

A 40% better deal than average prices in the market
All communication organized for you
The most efficient purchase process
Over 375 Five-Star Google Reviews

Everything you need for your first house

Experienced companies will guide you through the whole process, even after you received the keys of your new house. This includes all the advice you need from scratch. Looking forward to assisting you!

The best coffee ever
Start up meeting
This might be the most important cup of coffee in your life! With the buying agent, you will discuss your wishes for the house you would like to buy. The mortgage advisor will match this with your mortgage possibilities. After this coffee, you are ready to go onto the market and buy the home of your dreams with our help.
House viewing(s)
Find your dreamhouse
During your visit(s) with a registered NVM buyer’s agent, you will be provided with thorough advice on all aspects of the house. The agent informs the mortgage advisor when you would like to make an offer on the house, so they already can have an eye on the interest rates and discuss monthly costs. With that, you can make an informed decision.

House viewing(s)
Mortgage advice
Fixing the interest rate
Due to quick communication and teamwork, you have a winning offer. Congratulations! Time to apply for your mortgage, which can be done the same day.
Based on your preferences and wishes, combined with our experience and comparison techniques you will get the best mortgage possible. Because of the good preparation, the mortgage could be approved within two weeks.
Insurances
Secure and safe
Almost ready! Based on your new personal situation, our advisors will compare necessary life, disability, house and other insurances with you.

Insurances

There is more…

Competitive price arrangements are made with parties such as: appraisers, technical inspectors and notaries.

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Together as one. The best services combined.

Enjoy a discount of around 40% compared to two individual services with separate fees.

Service	Fees Amsterdam market *	Our standard fees *	First house all-in-one package *
Buying agent	7.575,-**	4.800,-	4.320,- (10% discount)
Mortgage advice	2.725,-	2.500,-	2.250,-
Total	10.300,-	7.300,-	6.570,-

Fees Amsterdam market *	Our standard fees *	All-in-one package *
Buying agent
7.575,-**	4.800,-	4.320,-
Mortgage advice
2.725,-	2.500,-	2.250,-
Total
10.300,-	7.300,-	6.570,-

* All prices include VAT / ** Based on a 1% brokarage over the average selling price of €627.000 in Amstelveen, according to the NVM report (Q3, 2022).

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You can be the lucky one!

This deal is for:

You, living in the metropole region of Amsterdam
You, buying your first house in the Netherlands
You (and your partner), working for an employer

You can be the lucky one!

This deal is for:

You, living in the metropole region of Amsterdam
You, buying your first house in the Netherlands
You (and your partner), working for an employer

Your taxes organized

After receiving the keys of your beautiful new house, a tax advisor of The TaxSavers could help you with your complete tax return.
Some purchasing costs that you paid for your new house are tax-deductible. The TaxSavers will help you to get a part of these costs back. Additionally, they will apply for a provisional tax return, which helps to reduce your monthly mortgage costs.
Tax advice is offered as a separate service, with a discount of 10% based on their starting prices. Ask our advisors for your possibilities.

Two,Happy,Friendly,Diverse,Professionals,,Teacher,And,Student,Giving,High

Three parties working together for your first house

A&H Finance

A&H Finance is specialized in helping expats who want to buy a house in the Netherlands. With our service and wide network of specialists, we can help you all the way. Our aim is that you buy a house which you may enjoy for many years, with a mortgage that fits your personal situation. A&H Finance is a multiple award winning mortgage broker.

Aankoopmakelaar Amsterdam

Aankoopmakelaar Amsterdam is a specialized buyer’s agent in the Amsterdam area. With technically well-educated agents, they immediately see what the current state of the house is and if there are other points of attention. They enter negotiations fully prepared and aim for the lowest possible purchase price with the best conditions for you.

TaxSavers

The TaxSavers helps expats with their Dutch tax filings. Especially in more complex situations, such as after buying or selling a home, in years of migration, or the financial results of other impactful life events. With their tips and advice, you will become well-equipped for filing your returns in the future.

Reviews

AH Finance

5.0

Based on 440 reviews

Cosmin Bondane

15:21 13 Nov 23

Thank you very much for your help in obtaining the mortgage. It was a great pleasure to... collaborate with you. The process was very smooth and fast, and your explanations were very clear and helpful.read more

Thijs & Christel Buizer

10:56 03 Nov 23

Iwan ably assisted us in the application process. He goes the extra mile and does not shy... away from a challenge. He inspired our confidence on the way to our dream home. We had pleasant and open discussions to arrive at a suitable mortgage. I recommend Iwan to everyone as an advisor in the home purchasing process!read more

Kshitij Chandra Prasad

10:28 29 Oct 23

Thanks a lot to AH finance- Berry and Kim!We were genuinely pleased with the swiftness... with which Berry helped us get our mortgage approved. The entire process was very smooth with regular check-ins and updates provided by Berry and Kim. They provided crystal clear communication and no back and forth for the documents. Berry provided us with the best options for mortgage providers and also helped us make a call between them. They also answered all our detailed questions expertly and patiently.We have already recommended them to our friends and would definitely recommend them to everyone.10/10 !read more

Helen Schneider

08:03 27 Oct 23

Working with Iwan was great, asking for his help was certainly one of the best decisions... I made in the exciting process surrounding the purchase of my dream home.Everything went smoothly and was arranged very quickly. Iwan was always available for questions and his knowledge and good explanation made this major investment feel completely right! I would work with Iwan again next time!read more

Steven V

07:12 26 Oct 23

Very nice mortgage advisor who helps you with a personal touch!

See All Reviews

AH Finance

5.0

Based on 440 reviews

Cosmin Bondane

15:21 13 Nov 23

Thank you very much for your help in obtaining the mortgage. It was a great pleasure to collaborate with you. The... process was very smooth and fast, and your explanations were very clear and helpful.read more

Thijs & Christel Buizer

10:56 03 Nov 23

Iwan ably assisted us in the application process. He goes the extra mile and does not shy away from a challenge. He... inspired our confidence on the way to our dream home. We had pleasant and open discussions to arrive at a suitable mortgage. I recommend Iwan to everyone as an advisor in the home purchasing process!read more

Kshitij Chandra Prasad

10:28 29 Oct 23

Thanks a lot to AH finance- Berry and Kim!We were genuinely pleased with the swiftness with which Berry helped us get... our mortgage approved. The entire process was very smooth with regular check-ins and updates provided by Berry and Kim. They provided crystal clear communication and no back and forth for the documents. Berry provided us with the best options for mortgage providers and also helped us make a call between them. They also answered all our detailed questions expertly and patiently.We have already recommended them to our friends and would definitely recommend them to everyone.10/10 !read more

Helen Schneider

08:03 27 Oct 23

Working with Iwan was great, asking for his help was certainly one of the best decisions I made in the exciting process... surrounding the purchase of my dream home.Everything went smoothly and was arranged very quickly. Iwan was always available for questions and his knowledge and good explanation made this major investment feel completely right! I would work with Iwan again next time!read more

Steven V

07:12 26 Oct 23

Very nice mortgage advisor who helps you with a personal touch!

robin mbae

16:13 03 Oct 23

Alex and Bas of the A&H team were superb in their advice and service. They explained well the process, the needed... documents, timelines, costs and even gave helpful suggestions. Highly recommend A&H Finance for their professional advisory services.5 solid stars!!read more

Lara Welting

09:45 02 Oct 23

Iwan is very knowledgeable and has informed us, as far as we know, everything we needed to know before purchasing our... first home. In addition, he is also a very nice man and, partly because of this, we experienced the process as pleasant.read more

Rowan

10:51 29 Sep 23

A few years ago I unfortunately did not manage to obtain a new home, but that was absolutely not due to A&H Finance,... the extent to which they helped me was exceptional and no question was left unanswered. Thank you very much and hopefully see you soon!read more

NAZARET VILLANUEVA

08:06 21 Sep 23

MJ Kwon

07:35 21 Sep 23

My husband and I recently bought a house and worked with Alex and his colleagues from A&H finance. Alex is our second... mortgage broker/advisor. Unlike our first mortgage broker/advisor, Alex is very empathetic and really thinks with you about your situation and what would best the best for you. We were able to explore multiple different options, he shared his calculations for all of them, and he explained the pros and cons for each scenario. We also had numerous calls with Alex at and he even helped us fill out a form from the bank (we're pretty sure that's not part of his job) and he was soooo patient with us even when we were asking stupid questions. We think the level of responsiveness, patience, and knowledge is totally worth the 2500 EURthey ask as fee.If you are looking to buy a home and need financing or are just looking for financial advise, we'd highly recommend!read more

Baptist Liefooghe

14:50 20 Sep 23

Sebas

14:25 19 Sep 23

Iwan helped us obtain our first mortgage. This was certainly not a standard request, because we had only just started... as a self-employed person. Iwan really went the extra mile for us to realize the mortgage. All in all it was a complicated process, but the overall experience was good. He was also very extensive in his explanation about mortgages and insurance.Sometimes we had the feeling that we had to figure things out ourselves, but overall we are very satisfied with Iwan's help. Without him we would never have succeeded, that's for sure.Thanks Ivan!read more

SCIP Interim Management

10:23 15 Sep 23

Once again an excellent experience with Berry from AH Finance, this time arranging a home equity mortgage quickly and... comprehensibly. The entire family has now moved to Berry...read more

Ecem Ust

13:14 05 Sep 23

Excellent service with quick responses and solutions in each and every situation! Glad to have the support from AH... Finance during whole process!read more

Taha Hamidi

10:45 05 Sep 23

We worked with Alex, he is very nice, he took great care of our file, thank God we bought our house. Thanks for... everything.read more

Eloi Ochquee

19:16 30 Aug 23

Very nice personal contact, good communication and always willing to answer extra questions. All in all a very nice... collaboration.read more

Niek Melchers

16:47 27 Aug 23

Iwan has helped us tremendously in several phases of purchase / sale and for different types of purchase / sale. Always... explained with time and attention what figures are for and where in the process what is needed. Iwan also acted quickly and skillfully in communicating with the parties involved. Very nice and always clear, also about what is not possible.read more

Elliott Haralambous

23:27 23 Aug 23

Paul from AH finance gives great advice and was happy dealing with him with matters relating to my mortgage as an... expat. highly reconmend!read more

Ruben Timmer

19:52 21 Aug 23

I had a great collaboration with Iwan! As novice and ignorant starters, all our often somewhat stupid questions have... been answered extensively; we are super guided through the entire buying process. Thanks!read more

Paul Hagens

11:25 19 Aug 23

Ten years ago I called in AH Finance to my satisfaction when purchasing my first home. The same goes for the purchase... of my second home. It was very pleasant doing business again, this time with Iwan.In recent weeks he has helped us perfectly with appropriate mortgage advice and related insurance. Some reasons to call in Iwan:He is very skilled.He is friendly, patient and takes his time with you.He is easily accessible.He looks at your personal situation and provides real customization.He makes a clear and complete advisory report and provides a very clear explanation.In short, a top mortgage advisor that I will use again in case of a next purchase!read more

Wessel vSon

20:21 11 Aug 23

Very clear, takes the time, continues until the best solution is there.

Laurens ter Koele

14:35 28 Jul 23

Matt Lewis-Garner

07:05 25 Jul 23

Just brilliant.We chose AH Finance after a recommendation from 2 of my colleagues.We were let down by some many... companies when buying our house (makelaars and notaries), but this is a well desired 5 star review for AH Finance.They took the time to explain their pricing, and how they work, and to understand our personal circumstances and requirements.All of the different mortgage options were explained to us clearly and patiently. A thoroughly professional company, dedicated to good service.And probably most importantly of all, we ended up with perfectly personalised mortgage with an interest rate much lower than we were expecting.Thank you for all of your help.read more

Eva van der Linden

09:10 09 Jul 23

We are very happy with the advice Paul gave. During the consultations, he took the time to calmly explain everything... and presented various options to us. In addition, he responded quickly to e-mails or telephone calls, just like his colleagues, who jumped in without any problems when Paul himself was not available.read more

Gabriele Giuseppini

08:52 01 Jul 23

We've worked with Paul in 2023 for a mortgage for our new house, and had a very pleasant experience. Paul set aside... quite some time to hear our wishes first, walked us through various possibilities with clear explanations, and came back quickly with offers for each of the scenarios we were considering. If we had to sum him up in keywords, these would be clear, quick, and patient.read more

Rituja Bakshi

08:00 20 May 23

One of the best decisions I took for my house buying — getting a mortgage advisor and via AH finance. I have been one... of those picky house chooser who took the longest time to purchase a house and AH has been my backbone in making that decision. They supported me immensely everytime, anytime of the day and even on the silliest of questions I have had . Their services have been end to end- 360 degree(super impressive) ! Can’t thank them enough , best choice ever made !!!! Bas and Berry you both have been amazing advisors , so thankful and grateful!!read more

Indrani Vohra

13:08 12 May 23

Alex from AH Finance was my mortgage advisor and he helped me with the right advice along the way. AH Finance is highly... recommended in case you want a competitive interest rate and a smooth mortgage process.read more

Martin Poddevin

11:33 23 Apr 23

Since we moved to Amsterdam, we had the pleasure to work 2 times with him already. Paul takes care of all the financial... parts and provides you with great piece of advise.His expertise and experience offer peace of mind and allows you to focus on your house research without worrying about the financial aspect.Working with Paul is great, thanks again for your help.read more

Pierre Dassonneville

16:06 09 Mar 23

Amazing service by A&H finance, with the rapidly change of interest rate, our mortgage advisor made the application at... 10pm the same day we got introduced. Effective service, great advisor. I recommend 200%.read more

Fevzi Torcu

09:18 21 Feb 23

We worked with Paul for our mortgage. He was very helpful, very knowledgeable, kept us up to date on every single step.... He also provided us useful resources for other needs when you buy a new apartment so definitely suggest AH Finance!read more

surajeet ghosh

09:02 30 Dec 22

It has been an absolute pleasure working with AH Finance and special call out for Bas who helped us secure our... mortgage. If I could give more than 5 stars, I would have given that. Bas is extremely professional and at the same time very caring and attentive. He explained every step in detail and the whole process was a walk in the park. I not only highly recommend Bas but in future if I ever need a mortgage loan, I will always reach out to Bas and AH Fimance. One of the best loan approval experience ever!!!!read more

Lucas Yarid

18:12 06 Nov 22

I reached out to Berry just after finding a great property and seeking mortgage advice support.Berry went the extra... mile to help us understand how the mortgage works in the Netherlands, which option was the smartest and everything else necessary.He is very friendly and always answers ASAP when help is needed.I can't recommend enough his services.read more

Tijana Krstic

09:46 01 Nov 22

Paul was recommended to me by a friend, at the moment when I was already half way in the buying process, as the... previous financial advisor truly did not care about my best interest. Due to the bad experience, I was a little bit anxious to switch an advisor mid way, but Paul impressed me since the first few minutes of our initial intake appointment. Paul is kind, down to Earth, extremely professional, quick to respond or answer any questions, and somehow capable of drawing out many different personalized options within less than an hour; more importantly, he is able to explain things in a non intimidating, concise way. I was able to get an amazing mortgage deal at the time when interest rates were rising quickly. I would recommend Paul to anyone!read more

Mohammad Kermani

23:07 25 Oct 22

AH Finance was recommended by a friend who had a pleasant experience with them. My first contact with them was to find... out some basic information about the mortgage, and after finding their service to be trustworthy, I signed a contract. What I liked about AH Finance is that they explain complicated financial terms in an easy-to-understand manner, and throughout the mortgage process, they keep in touch with you at every stage. I can't even imagine how difficult it is to get a mortgage without professional assistance. I received assistance from Alex and Kim, and both of them were very pleasant and responsive people. I will use their service again in the future if I need financial advice.read more

Anna Nowak

00:52 14 Oct 22

Great service! Very professional and friendly approach. We had Bas and Paul as our advisors, and there was nothing we... could possibly complain about. The communication was clear and efficient, the financial advice was sound, and the whole experience was much less stressful than expected. Thank you AH Finance :)read more

Alfonso Serrano

17:01 06 Oct 22

Could not be happier with AH Finance. Amazing service and great personalised attention. I had the pleasure to work with... Robbert. Really good experience with him. He supported me 100% from the beginning and my mortgage was ready in 3 days. Definitely I recommend to choose AH Finance with Robbert as an advisor.read more

Valeria Fulga

08:29 01 Oct 22

We have recently bought an apartment with the support of A&H Finance (Ilse and Bas). I can recommend to anyone the... services of A&H Finance, as they have been extremely supportive and very easy to communicate with. It’s worth all the money as you have all the time someone guiding you through the process with advices.Also, it very beneficial that they have partners that can also help you with the buying and selling process, and all the other bypassing services.read more

Kany Kurbanova

15:12 11 Aug 22

We really liked our experience with AH Finance! Great service, great mortgage advisors and very pleasant office! Bas... van Hoorn is an excellent mortgage advisor. Alongside with the help to choose the right mortgage plan for us, he also helped to choose the right different insurance plans that perfectly fit our conditions. In short, everything was clear, smooth and fast. We can't recommend him and AH Finance enough!read more

Garance Vidart

13:25 04 Jul 22

In a time where the real estate market in Amsterdam is extremely competitive and quite stressful, I was offered a... 5-star service from the AH Finance team (Bas in particular) who supported me in my search for an advantageous mortgage. The quality of their service - before, during and after the purchase of my new home - has been impeccable and really helpful. A big thanks to the team, and I highly recommend to anyone in search of quality advising!read more

Marie-Christine Pötzl

10:13 06 Jun 22

Excellent experience with Robbert as a Mortgage advisor. It took me over a year to find the right property and he was... extremely patient and took a lot of time to walk me through all the different scenarios. He was always available, really professional and showed a lot of empathy.I can only recommend Robbert.Thanks for supporting me through my journey!!read more

stephanie segaux

06:56 14 May 22

Super experience with Paul from A&H as mortgage advisor.Paul was extremely patient with us because it unfortunately... took us 9 months to find our house (the buying market isn't the easiest at the moment!) and answered all our questions and guided us along the way.Once we found our house, the mortgage application process was very smooth and fast. Paul was always very responsive and professional.Both my partner and I really recommend him for an acquisition with mortgage!read more

Your first house
all-in-one package