• Buying a house in the Netherlands

Your first house
all-in-one package

Buying, Financing and Tax advice

A complete service for expats that will help to purchase that particular house that meets your requirements and needs, with a mortgage that suits your financial wishes. It couldn’t be easier!

Your first house
all-in-one package

Broker, mortgage and tax advice

A complete service for expats that will help to purchase that particular house that meets your requirements and needs, with a mortgage that suits your financial wishes. It couldn’t be easier!

This first house package is:

Everything you need for your first house

Experienced companies will guide you through the whole process, even after you received the keys of your new house. This includes all the advice you need from scratch. Looking forward to assisting you!

  • The best coffee ever

    Start up meeting

    This might be the most important cup of coffee in your life! With the buying agent, you will discuss your wishes for the house you would like to buy. The mortgage advisor will match this with your mortgage possibilities. After this coffee, you are ready to go onto the market and buy the home of your dreams with our help.

  • House viewing(s)

    Find your dreamhouse

    During your visit(s) with a registered NVM buyer’s agent, you will be provided with thorough advice on all aspects of the house. The agent informs the mortgage advisor when you would like to make an offer on the house, so they already can have an eye on the interest rates and discuss monthly costs. With that, you can make an informed decision.

    House viewing(s)

  • Mortgage advice

    Fixing the interest rate

    Due to quick communication and teamwork, you have a winning offer. Congratulations! Time to apply for your mortgage, which can be done the same day.
    Based on your preferences and wishes, combined with our experience and comparison techniques you will get the best mortgage possible. Because of the good preparation, the mortgage could be approved within two weeks.

  • Insurances

    Secure and safe

    Almost ready! Based on your new personal situation, our advisors will compare necessary life, disability, house and other insurances with you.

    Insurances

There is more…

Competitive price arrangements are made with parties such as: appraisers, technical inspectors and notaries.

Together as one. The best services combined.

Enjoy a discount of around 40% compared to two individual services with separate fees.

ServiceFees Amsterdam market *Our standard fees *First house all-in-one package *
Buying agent7.575,-**4.800,-4.320,- (10% discount)
Mortgage advice2.725,-2.500,-2.250,-
Total10.300,-7.300,-6.570,-
Fees Amsterdam market *Our standard fees *All-in-one package *
Buying agent
7.575,-**4.800,-4.320,-
Mortgage advice
2.725,-2.500,-2.250,-
Total
10.300,-7.300,-6.570,-

* All prices include VAT / ** Based on a 1% brokarage over the average selling price of €627.000 in Amstelveen, according to the NVM report (Q3, 2022).

You can be the lucky one!

This deal is for:

  • You, living in the metropole region of Amsterdam
  • You, buying your first house in the Netherlands
  • You (and your partner), working for an employer

You can be the lucky one!

This deal is for:

  • You, living in the metropole region of Amsterdam
  • You, buying your first house in the Netherlands
  • You (and your partner), working for an employer

Your taxes organized

After receiving the keys of your beautiful new house, a tax advisor of The TaxSavers could help you with your complete tax return.
Some purchasing costs that you paid for your new house are tax-deductible. The TaxSavers will help you to get a part of these costs back. Additionally, they will apply for a provisional tax return, which helps to reduce your monthly mortgage costs.
Tax advice is offered as a separate service, with a discount of 10% based on their starting prices. Ask our advisors for your possibilities.

Three parties working together for your first house

A&H Finance

A&H Finance is specialized in helping expats who want to buy a house in the Netherlands. With our service and wide network of specialists, we can help you all the way. Our aim is that you buy a house which you may enjoy for many years, with a mortgage that fits your personal situation. A&H Finance is a multiple award winning mortgage broker.

Aankoopmakelaar Amsterdam

Aankoopmakelaar Amsterdam is a specialized buyer’s agent in the Amsterdam area. With technically well-educated agents, they immediately see what the current state of the house is and if there are other points of attention. They enter negotiations fully prepared and aim for the lowest possible purchase price with the best conditions for you.

TaxSavers

The TaxSavers helps expats with their Dutch tax filings. Especially in more complex situations, such as after buying or selling a home, in years of migration, or the financial results of other impactful life events. With their tips and advice, you will become well-equipped for filing your returns in the future.

Reviews

AH Finance
5.0
Based on 415 reviews
powered by Google
Rituja Bakshi
Rituja Bakshi
08:00 20 May 23
One of the best decisions I took for my house buying — getting a mortgage advisor and via... AH finance. I have been one of those picky house chooser who took the longest time to purchase a house and AH has been my backbone in making that decision. They supported me immensely everytime, anytime of the day and even on the silliest of questions I have had . Their services have been end to end- 360 degree(super impressive) ! Can’t thank them enough , best choice ever made !!!! Bas and Berry you both have been amazing advisors , so thankful and grateful!!read more
Martin Poddevin
Martin Poddevin
11:33 23 Apr 23
Since we moved to Amsterdam, we had the pleasure to work 2 times with him already. Paul... takes care of all the financial parts and provides you with great piece of advise.His expertise and experience offer peace of mind and allows you to focus on your house research without worrying about the financial aspect.Working with Paul is great, thanks again for your help.read more
Pierre Dassonneville
Pierre Dassonneville
16:06 09 Mar 23
Amazing service by A&H finance, with the rapidly change of interest rate, our mortgage... advisor made the application at 10pm the same day we got introduced. Effective service, great advisor. I recommend 200%.read more
Fevzi Torcu
Fevzi Torcu
09:18 21 Feb 23
We worked with Paul for our mortgage. He was very helpful, very knowledgeable, kept us up... to date on every single step. He also provided us useful resources for other needs when you buy a new apartment so definitely suggest AH Finance!read more
surajeet ghosh
surajeet ghosh
09:02 30 Dec 22
It has been an absolute pleasure working with AH Finance and special call out for Bas who... helped us secure our mortgage. If I could give more than 5 stars, I would have given that. Bas is extremely professional and at the same time very caring and attentive. He explained every step in detail and the whole process was a walk in the park. I not only highly recommend Bas but in future if I ever need a mortgage loan, I will always reach out to Bas and AH Fimance. One of the best loan approval experience ever!!!!read more
See All Reviews
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AH Finance
5.0
Based on 415 reviews
powered by Google
Rituja BakshiRituja Bakshi
08:00 20 May 23
One of the best decisions I took for my house buying — getting a mortgage advisor and via AH finance. I have been one... of those picky house chooser who took the longest time to purchase a house and AH has been my backbone in making that decision. They supported me immensely everytime, anytime of the day and even on the silliest of questions I have had . Their services have been end to end- 360 degree(super impressive) ! Can’t thank them enough , best choice ever made !!!! Bas and Berry you both have been amazing advisors , so thankful and grateful!!read more
Martin PoddevinMartin Poddevin
11:33 23 Apr 23
Since we moved to Amsterdam, we had the pleasure to work 2 times with him already. Paul takes care of all the financial... parts and provides you with great piece of advise.His expertise and experience offer peace of mind and allows you to focus on your house research without worrying about the financial aspect.Working with Paul is great, thanks again for your help.read more
Pierre DassonnevillePierre Dassonneville
16:06 09 Mar 23
Amazing service by A&H finance, with the rapidly change of interest rate, our mortgage advisor made the application at... 10pm the same day we got introduced. Effective service, great advisor. I recommend 200%.read more
Fevzi TorcuFevzi Torcu
09:18 21 Feb 23
We worked with Paul for our mortgage. He was very helpful, very knowledgeable, kept us up to date on every single step.... He also provided us useful resources for other needs when you buy a new apartment so definitely suggest AH Finance!read more
surajeet ghoshsurajeet ghosh
09:02 30 Dec 22
It has been an absolute pleasure working with AH Finance and special call out for Bas who helped us secure our... mortgage. If I could give more than 5 stars, I would have given that. Bas is extremely professional and at the same time very caring and attentive. He explained every step in detail and the whole process was a walk in the park. I not only highly recommend Bas but in future if I ever need a mortgage loan, I will always reach out to Bas and AH Fimance. One of the best loan approval experience ever!!!!read more
Lucas YaridLucas Yarid
18:12 06 Nov 22
I reached out to Berry just after finding a great property and seeking mortgage advice support.Berry went the extra... mile to help us understand how the mortgage works in the Netherlands, which option was the smartest and everything else necessary.He is very friendly and always answers ASAP when help is needed.I can't recommend enough his services.read more
Tijana KrsticTijana Krstic
09:46 01 Nov 22
Paul was recommended to me by a friend, at the moment when I was already half way in the buying process, as the... previous financial advisor truly did not care about my best interest. Due to the bad experience, I was a little bit anxious to switch an advisor mid way, but Paul impressed me since the first few minutes of our initial intake appointment. Paul is kind, down to Earth, extremely professional, quick to respond or answer any questions, and somehow capable of drawing out many different personalized options within less than an hour; more importantly, he is able to explain things in a non intimidating, concise way. I was able to get an amazing mortgage deal at the time when interest rates were rising quickly. I would recommend Paul to anyone!read more
Mohammad KermaniMohammad Kermani
23:07 25 Oct 22
AH Finance was recommended by a friend who had a pleasant experience with them. My first contact with them was to find... out some basic information about the mortgage, and after finding their service to be trustworthy, I signed a contract. What I liked about AH Finance is that they explain complicated financial terms in an easy-to-understand manner, and throughout the mortgage process, they keep in touch with you at every stage. I can't even imagine how difficult it is to get a mortgage without professional assistance. I received assistance from Alex and Kim, and both of them were very pleasant and responsive people. I will use their service again in the future if I need financial advice.read more
Anna NowakAnna Nowak
00:52 14 Oct 22
Great service! Very professional and friendly approach. We had Bas and Paul as our advisors, and there was nothing we... could possibly complain about. The communication was clear and efficient, the financial advice was sound, and the whole experience was much less stressful than expected. Thank you AH Finance :)read more
Alfonso SerranoAlfonso Serrano
17:01 06 Oct 22
Could not be happier with AH Finance. Amazing service and great personalised attention. I had the pleasure to work with... Robbert. Really good experience with him. He supported me 100% from the beginning and my mortgage was ready in 3 days. Definitely I recommend to choose AH Finance with Robbert as an advisor.read more
Valeria FulgaValeria Fulga
08:29 01 Oct 22
We have recently bought an apartment with the support of A&H Finance (Ilse and Bas). I can recommend to anyone the... services of A&H Finance, as they have been extremely supportive and very easy to communicate with. It’s worth all the money as you have all the time someone guiding you through the process with advices.Also, it very beneficial that they have partners that can also help you with the buying and selling process, and all the other bypassing services.read more
Kany KurbanovaKany Kurbanova
15:12 11 Aug 22
We really liked our experience with AH Finance! Great service, great mortgage advisors and very pleasant office! Bas... van Hoorn is an excellent mortgage advisor. Alongside with the help to choose the right mortgage plan for us, he also helped to choose the right different insurance plans that perfectly fit our conditions. In short, everything was clear, smooth and fast. We can't recommend him and AH Finance enough!read more
Garance VidartGarance Vidart
13:25 04 Jul 22
In a time where the real estate market in Amsterdam is extremely competitive and quite stressful, I was offered a... 5-star service from the AH Finance team (Bas in particular) who supported me in my search for an advantageous mortgage. The quality of their service - before, during and after the purchase of my new home - has been impeccable and really helpful. A big thanks to the team, and I highly recommend to anyone in search of quality advising!read more
Marie-Christine PötzlMarie-Christine Pötzl
10:13 06 Jun 22
Excellent experience with Robbert as a Mortgage advisor. It took me over a year to find the right property and he was... extremely patient and took a lot of time to walk me through all the different scenarios. He was always available, really professional and showed a lot of empathy.I can only recommend Robbert.Thanks for supporting me through my journey!!read more
stephanie segauxstephanie segaux
06:56 14 May 22
Super experience with Paul from A&H as mortgage advisor.Paul was extremely patient with us because it unfortunately... took us 9 months to find our house (the buying market isn't the easiest at the moment!) and answered all our questions and guided us along the way.Once we found our house, the mortgage application process was very smooth and fast. Paul was always very responsive and professional.Both my partner and I really recommend him for an acquisition with mortgage!read more
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