New construction mortgage
A mortgage for a new construction home can have unique benefits, such as not having to pay transfer tax and often coming with a completion guarantee. However, there are also specific factors to keep in mind, such as construction interest, construction deposit, loss of interest during construction, and additional costs for any changes or upgrades.
Cheaper than existing construction?
It is said that new construction is cheaper than existing construction. That’s not entirely true. It is true that you don’t have to pay any transfer costs or real estate agent and appraisal costs. But there are other costs that you do need to pay. These are the most important:
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