How much mortgage can I get?

Determining Your Maximum Mortgage: Key Factors to Consider

Buying a home is a big financial decision, and understanding your maximum mortgage is an important step in the process. Your maximum mortgage is determined by several factors, including your gross income, mortgage interest rate, loan-to-value ratio, monthly expenses, and housing expense. In this guide, we’ll dive into each of these factors to help you better understand how to determine your maximum mortgage.