Costs of buying a house in the Netherlands

The monthly mortgage costs consist of interest and redemption (except for the interest-only mortgage). The height of the total monthly costs will depend on the mortgage amount, mortgage type and interest rate.

Do you already know how much you need to lend in order to buy your dream house?
Click on one of the mortgage amounts and check the expected monthly instalments and required income.

Monthly mortgage costs

There will be multiple additional (purchasing) costs when buying a house.
The maximum mortgage you can apply for is 100% of the market value of your (new) house. Therefore, most of the additional costs need to be paid with own savings.

We are happy to advise you!

Call us on +31 (0)20-4651951 for a first introduction. Or fill in our contact form and we will contact you.

Purchasing costs

When buying a house you will have several (one-off) purchasing costs:

  • Mortgage advice
  • Notary costs
  • Valuation costs
  • Insurance costs (recurring, if desired)
  • Bank guarantee (if needed)
  • Bridge loan interest (if needed)
  • NHG costs (if needed)
  • Technical inspection (if desired)