• Buying a house in the Netherlands

Your first house
all-in-one package

Buying, Financing and Tax advice

A complete service for expats, that will help to purchase that particular house that meets your requirements and needs. A mortgage that suits your financial wishes and assistance with your tax return to reduce monthly costs. It couldn’t be easier!

Your first house
all-in-one package

Broker, mortgage and tax advice

A complete service for expats, that will help to purchase that particular house that meets your requirements and needs. A mortgage that suits your financial wishes and assistance with your tax return to reduce monthly costs. It couldn’t be easier!

This first house package is:

Everything you need for your first house

Three experienced companies will guide you through the whole process, even after you received the keys of your new house. This includes all the advice you need from scratch. Looking forward to assisting you!

  • The best coffee ever

    Start up meeting

    This might be the most important cup of coffee in your life! With the buying agent, you will discuss your wishes for the house you would like to buy. The mortgage advisor will match this with your mortgage possibilities. After this coffee, you are ready to go onto the market and buy the home of your dreams with our help.

  • House viewing(s)

    Find your dreamhouse

    During your visit(s) with a registered NVM buyer’s agent, you will be provided with thorough advice on all aspects of the house. The agent informs the mortgage advisor when you would like to make an offer on the house, so they already can have an eye on the interest rates and discuss monthly costs. With that, you can make an informed decision.

    House viewing(s)

  • Mortgage advice

    Fixing the interest rate

    Due to quick communication and teamwork, you have a winning offer. Congratulations! Time to apply for your mortgage, which can be done the same day.
    Based on your preferences and wishes, combined with our experience and comparison techniques you will get the best mortgage possible. Because of the good preparation, the mortgage could be approved within two weeks.

  • Insurances

    Secure and safe

    Almost ready! Based on your new personal situation, our advisors will compare necessary life, disability, house and other insurances with you.

    Insurances

  • (Provisional) tax return

    Taxes organized

    After receiving the keys of your beautiful new house, the tax advisor will help you with your complete tax return. Some financing costs that you paid for your new house are tax-deductible. The tax advisor will help you to get a part of these costs back. Additionally, they will apply for a provisional tax return, which helps to reduce your monthly mortgage costs.

There is more…

Competitive price arrangements are made with parties such as: appraisers, technical inspectors and notaries.

Three services, one price

Enjoy a discount of around 40% compared to three individual services with separate fees.

ServiceFees Amsterdam market *Our standard fees *First house all-in-one package *
Buying agent€ 7.575**€ 4.800
Mortgage advice€ 2.725€ 2.250
Tax advice€ 600€ 595
Total€ 10.900€ 7.645€ 6.250
Fees Amsterdam market *Our standard fees *All-in-one package *
Buying agent
€ 7.575**€ 4.800
Mortgage advice
€ 2.725€ 2.250
Tax advice
€ 600€ 595
Total
€ 10.900€ 7.645€ 6.250

* All prices include VAT / ** Based on a 1% brokarage over the average selling price of €627.000 in Amstelveen, according to the NVM report (Q3, 2022).

You can be the lucky one!

This deal is for:

  • You, living in the metropole region of Amsterdam
  • You, buying your first house in the Netherlands
  • You (and your partner), working for an employer

You can be the lucky one!

This deal is for:

  • You, living in the metropole region of Amsterdam
  • You, buying your first house in the Netherlands
  • You (and your partner), working for an employer

Three parties working together for your first house

A&H Finance

A&H Finance is specialized in helping expats who want to buy a house in the Netherlands. With our service and wide network of specialists, we can help you all the way. Our aim is that you buy a house which you may enjoy for many years, with a mortgage that fits your personal situation. A&H Finance is a multiple award winning mortgage broker.

Aankoopmakelaar Amsterdam

Aankoopmakelaar Amsterdam is a specialized buyer’s agent in the Amsterdam area. With technically well-educated agents, they immediately see what the current state of the house is and if there are other points of attention. They enter negotiations fully prepared and aim for the lowest possible purchase price with the best conditions for you.

TaxSavers

The TaxSavers helps expats with their Dutch tax filings. Especially in more complex situations, such as after buying or selling a home, in years of migration, or the financial results of other impactful life events. With their tips and advice, you will become well-equipped for filing your returns in the future.

Reviews

AH Finance
5.0
Based on 375 reviews
powered by Google
Tijana Krstic
Tijana Krstic
09:46 01 Nov 22
Paul was recommended to me by a friend, at the moment when I was already half way in the... buying process, as the previous financial advisor truly did not care about my best interest. Due to the bad experience, I was a little bit anxious to switch an advisor mid way, but Paul impressed me since the first few minutes of our initial intake appointment. Paul is kind, down to Earth, extremely professional, quick to respond or answer any questions, and somehow capable of drawing out many different personalized options within less than an hour; more importantly, he is able to explain things in a non intimidating, concise way. I was able to get an amazing mortgage deal at the time when interest rates were rising quickly. I would recommend Paul to anyone!read more
Mohammad Kermani
Mohammad Kermani
23:07 25 Oct 22
AH Finance was recommended by a friend who had a pleasant experience with them. My first... contact with them was to find out some basic information about the mortgage, and after finding their service to be trustworthy, I signed a contract. What I liked about AH Finance is that they explain complicated financial terms in an easy-to-understand manner, and throughout the mortgage process, they keep in touch with you at every stage. I can't even imagine how difficult it is to get a mortgage without professional assistance. I received assistance from Alex and Kim, and both of them were very pleasant and responsive people. I will use their service again in the future if I need financial advice.read more
Alfonso Serrano
Alfonso Serrano
17:01 06 Oct 22
Could not be happier with AH Finance. Amazing service and great personalised attention. I... had the pleasure to work with Robbert. Really good experience with him. He supported me 100% from the beginning and my mortgage was ready in 3 days. Definitely I recommend to choose AH Finance with Robbert as an advisor.read more
Kany Kurbanova
Kany Kurbanova
15:12 11 Aug 22
We really liked our experience with AH Finance! Great service, great mortgage advisors... and very pleasant office! Bas van Hoorn is an excellent mortgage advisor. Alongside with the help to choose the right mortgage plan for us, he also helped to choose the right different insurance plans that perfectly fit our conditions. In short, everything was clear, smooth and fast. We can't recommend him and AH Finance enough!read more
Garance Vidart
Garance Vidart
13:25 04 Jul 22
In a time where the real estate market in Amsterdam is extremely competitive and quite... stressful, I was offered a 5-star service from the AH Finance team (Bas in particular) who supported me in my search for an advantageous mortgage. The quality of their service - before, during and after the purchase of my new home - has been impeccable and really helpful. A big thanks to the team, and I highly recommend to anyone in search of quality advising!read more
See All Reviews
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AH Finance
5.0
Based on 375 reviews
powered by Google
Tijana KrsticTijana Krstic
09:46 01 Nov 22
Paul was recommended to me by a friend, at the moment when I was already half way in the buying process, as the... previous financial advisor truly did not care about my best interest. Due to the bad experience, I was a little bit anxious to switch an advisor mid way, but Paul impressed me since the first few minutes of our initial intake appointment. Paul is kind, down to Earth, extremely professional, quick to respond or answer any questions, and somehow capable of drawing out many different personalized options within less than an hour; more importantly, he is able to explain things in a non intimidating, concise way. I was able to get an amazing mortgage deal at the time when interest rates were rising quickly. I would recommend Paul to anyone!read more
Mohammad KermaniMohammad Kermani
23:07 25 Oct 22
AH Finance was recommended by a friend who had a pleasant experience with them. My first contact with them was to find... out some basic information about the mortgage, and after finding their service to be trustworthy, I signed a contract. What I liked about AH Finance is that they explain complicated financial terms in an easy-to-understand manner, and throughout the mortgage process, they keep in touch with you at every stage. I can't even imagine how difficult it is to get a mortgage without professional assistance. I received assistance from Alex and Kim, and both of them were very pleasant and responsive people. I will use their service again in the future if I need financial advice.read more
Alfonso SerranoAlfonso Serrano
17:01 06 Oct 22
Could not be happier with AH Finance. Amazing service and great personalised attention. I had the pleasure to work with... Robbert. Really good experience with him. He supported me 100% from the beginning and my mortgage was ready in 3 days. Definitely I recommend to choose AH Finance with Robbert as an advisor.read more
Kany KurbanovaKany Kurbanova
15:12 11 Aug 22
We really liked our experience with AH Finance! Great service, great mortgage advisors and very pleasant office! Bas... van Hoorn is an excellent mortgage advisor. Alongside with the help to choose the right mortgage plan for us, he also helped to choose the right different insurance plans that perfectly fit our conditions. In short, everything was clear, smooth and fast. We can't recommend him and AH Finance enough!read more
Garance VidartGarance Vidart
13:25 04 Jul 22
In a time where the real estate market in Amsterdam is extremely competitive and quite stressful, I was offered a... 5-star service from the AH Finance team (Bas in particular) who supported me in my search for an advantageous mortgage. The quality of their service - before, during and after the purchase of my new home - has been impeccable and really helpful. A big thanks to the team, and I highly recommend to anyone in search of quality advising!read more
Marie-Christine PötzlMarie-Christine Pötzl
10:13 06 Jun 22
Excellent experience with Robbert as a Mortgage advisor. It took me over a year to find the right property and he was... extremely patient and took a lot of time to walk me through all the different scenarios. He was always available, really professional and showed a lot of empathy.I can only recommend Robbert.Thanks for supporting me through my journey!!read more
stephanie segauxstephanie segaux
06:56 14 May 22
Super experience with Paul from A&H as mortgage advisor.Paul was extremely patient with us because it unfortunately... took us 9 months to find our house (the buying market isn't the easiest at the moment!) and answered all our questions and guided us along the way.Once we found our house, the mortgage application process was very smooth and fast. Paul was always very responsive and professional.Both my partner and I really recommend him for an acquisition with mortgage!read more
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