Full service & independent

Expat Mortgage Advice

All support you need for buying a home in the Netherlands.

Schedule your mortgage appointment Calculate your maximum mortgage

or call 020 – 4651951

Welcome to A&H Finance
Extra benefits for starters
Ask for the maximum loan declaration.
Discount on mortgage interest rates with energy label A or B.
Do you want to be well insured?
Let us check all your policies!

1 2 3 4

Welcome to A&H Finance
Extra benefits for starters
Ask for the maximum loan declaration.
Discount on mortgage interest rates with energy label A or B.
Do you want to be well insured?
Let us check all your policies!

1 2 3 4

Welcome to A&H Finance

How can we help you?
Are you a first-time homebuyer?

Consider requesting a free orientation
to learn about the benefits you qualify for.
Discount on mortgage interest rates with energy label A or B.

Sustainability pays off!
Do you want to be well insured?

Mortgage advice, includes death, disability and unemployment insurances.

Friendly, fast and reliable

Personal service

Highly competitive fees

Provisional tax return included

Continuous aftercare

Happy to help with your mortgage

Expert expat mortgage advice for first time buyers and next home buyers in the Netherlands. Get ready to smile as you hold the keys of your new home! Consult our advisors for an overview of your possibilities.

Mortgage calculation

Enjoy a quick, clear expat mortgage advice roadmap towards your financial goals, with your personal mortgage advisor. With the mortgage calculator for 2026 you have a good indication what you can lend with every energylabel in one overview.

Full expat service

We’ve got you covered with connections to purchase brokers, property valuators, tax advisors, and notaries. Our mortgage experts compare all lenders in the Netherlands to find your best deal.
Give us a call to book your appointment today!

What our clients say

Aleksandar Mihajlovski

8 months ago

Céline Rosier

8 months ago

This is the third time we've been assisted by AH Finance in obtaining a mortgage, and once again, the experience was excellent. The advice was always clear and well-founded, and we were always treated in a friendly and professional manner. All questions were answered promptly and comprehensively, which made the entire process very pleasant. The last time, it involved a new mortgage, including transferring our old loan to the new house and arranging various home-related insurance policies. The result was very favorable financing and matching home insurance policies. We highly recommend AH Finance!

Noortje Meiland

8 months ago

We received excellent advice regarding our mortgage. Communication was very smooth, which helped us navigate the entire process effortlessly.

ERTUG YILMAZ

8 months ago

Thank you very much for your guidance and support. I truly appreciate the time you’ve taken to walk me through everything so clearly. Your thoughtful advice, patience, and expertise have made a real difference in helping me understand my financial options and feel more confident moving forward. I’m grateful for your assistance

Taylor Murray

8 months ago

I worked closely with Tim van Hulst from A&H Finance and had a really positive experience. Tim explained everything clearly, attentively and with a lot of patience. He made a process that could easily be stressful feel smooth and enjoyable. Highly recommend!

Roos Ofman

8 months ago

We would highly recommend A&H Finance to anyone, especially those buying their first home! Nienke advised us, and she was incredibly clear, patient, and precise. She double-checked everything for us and was always very quick to respond. Thanks to Nienke, our mortgage was arranged in no time! Absolutely recommended!

Max Boas

8 months ago

We received excellent support from Daan and Bas when arranging our mortgage. I have nothing but positive things to say about them: they were always easy to reach, took the time to answer our questions, and provided clear and honest advice. They also provided excellent assistance with the necessary insurance policies involved in buying a house.

Giorgos Simeakis

8 months ago

Absolute pleasure working with AH Finance team for our mortgage. Also for expats, they take all the time to explain things you might not understand.

It went very smooth. We did a great hcoice going with them. I totally recommend AH Finance if you are looking for advice for either your first mortgage or 2nd mortgage by selling your house, or basically anything else. They smash it in all fields!

Thank you so much Aimee and Kim for your patience thoughout the whole process, your great work and efforts and for always doing it with a smile :)

Thomas Pernin

8 months ago

I had an excellent experience working with Tim from A&H Finance to get a mortgage. He was extremely responsive and always available to answer any questions I had. Whenever I found a property I liked, he quickly checked how much I could borrow based on the apartment’s features, which made the process much easier. He also guided me through the necessary calls and steps with the bank, explaining everything clearly and helping me feel confident throughout. I truly appreciated his expertise, responsiveness, and support, which made my home-buying process in Amsterdam as stress-free as possible. Highly recommended!

Harry Fletcher

8 months ago

We worked together with AH Finance to close out our first home purchase and the experience was outstanding from start to finish. Tim was always willing to explain every step in a way that made us both feel confident and was fast to respond to any inquiries we had both in English and Dutch. What could have been an overwhelming process felt smooth and manageable thanks to his guidance and professionalism and i would highly recommend their services.

Keith C

9 months ago

I highly recommend Aimee Huizenga at AH Finance. She was incredibly helpful as our mortgage advisor in helping us navigate the process of buying our first apartment here in Amsterdam. She's friendly, professional, fast, and helped facilitate a mostly Dutch process into English for us.

Enroute Records

9 months ago

Great experience with Berry as a mortgage advisor. Reliable, to the point, and always available for questions. Communication was smooth, and he's quick to respond.

Bobby Esposito

9 months ago

Aimee was so wonderful, responsive and helpful! Definitely recommend this team. Really helped us through the process.

Viesturs Celms

9 months ago

Fantastic cooperation with the people from AH Finance. For a family that has recently moved to the Netherlands and was not familiar with all the details of mortgage requirements, AH Finance was the best choice. Each step was guided and helped through by Nienke and Ilse and later by Kim regarding the insurance options, and all the possible questions were answered! Thank you for helping our family to buy a property!

Neha Adlakha

9 months ago

I got to work with Paul for my mortgage. Really great assistance and he was available for help whenever was required.
He explained the entire process & steps involved in detail and provided guidance through entire process.
Overall process was really smooth.

Mortgage advice at our office in Amstelveen or via video

Buying a house is a significant event in your life. Our goal is to provide you with the best financial advice that suits your needs and that you can easily understand. By working closely together, we can quickly and efficiently organize everything. A mortgage approval within a few weeks is therefore possible.

You are welcome for a good mortgage conversation at our office in Amstelveen. Is it more practical to do it by phone or video? That’s possible too.

Our mortgage advisors are available for you, even in the evenings from Monday to Friday.

I want to make an appointment

We work with more than +30 mortgage providers

We compare more than 30 mortgage providers on their prices, rates and conditions. Together we find the best possible option for you and your plans in the future.

Our partners

We work together with trusted expat centers across the Netherlands to ensure internationals receive reliable guidance and support.

Expat Mortgage Advice

Welcome to A&H Finance

Extra benefits for starters
Ask for the maximum loan declaration.

Discount on mortgage interest rates with energy label A or B.

Do you want to be well insured?
Let us check all your policies!

Welcome to A&H Finance

Extra benefits for starters
Ask for the maximum loan declaration.

Discount on mortgage interest rates with energy label A or B.

Do you want to be well insured?
Let us check all your policies!

Welcome to A&H Finance

How can we help you?

Are you a first-time homebuyer?

Consider requesting a free orientation
to learn about the benefits you qualify for.

Discount on mortgage interest rates with energy label A or B.

Sustainability pays off!

Do you want to be well insured?

Mortgage advice, includes death, disability and unemployment insurances.