Costs of buying a house in the Netherlands

The monthly mortgage costs consist of interest and redemption (except for the interest-only mortgage). The height of the total monthly costs will depend on the mortgage amount, mortgage type and interest rate.

Do you already know how much you need to lend in order to buy your dream house?
Click on one of the mortgage amounts and check the expected monthly instalments and required income.

Mortgage € 100.000,- Mortgage € 150.000,- Mortgage € 175.000,- Mortgage € 200.000,- Mortgage € 250.000,- Mortgage € 300.000,- Mortgage € 325.000,- Mortgage € 350.000,- Mortgage € 400.000,- Mortgage € 450.000,- Mortgage € 500.000,-

Monthly mortgage costs

There will be multiple additional (purchasing) costs when buying a house.
The maximum mortgage you can apply for is 100% of the market value of your (new) house. Therefore, most of the additional costs need to be paid with own savings.

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Purchasing costs

When buying a house you will have several (one-off) purchasing costs:

Mortgage advice
Notary costs
Valuation costs
Insurance costs (recurring, if desired)
Bank guarantee (if needed)
Bridge loan interest (if needed)
NHG costs (if needed)
Technical inspection (if desired)